Credit Analyst (Amsterdam, Netherlands)

Credit Analyst (Amsterdam, Netherlands)

Our Client is a top Fin Tech company with offices in Amsterdam, they were founded in 2005 and specializes in providing data-driven digital financial services globally.  Their innovative technology provides SMEs with the fastest, most convenient access to capital available.  Their mission is to support entrepreneurs as they grow their businesses and improve their communities. They work across 5 European countries currently but have huge plans for expanding in other countries across the EU.

They are currently looking for an Credit Analyst to join their talented team in Amsterdam.

Responsibilities:

• Evaluate and provide recommendations about the creditworthiness of small and medium-sized enterprises (SME / MKB) loan applicants in accordance with company credit scoring and risk policies

• Provide thorough due diligence and attention to detail when processing loan applications with an emphasis on response time, the number of contracts processed, and the quality of contracts approved

• Review credit reports, financial statements, cash flows, bank transaction data and other data sources to evaluate borrower creditworthiness and make recommendations

• Take meticulous notes to support processing and decisions within the company’s lending platform

• Solid file processing and documentation within company systems

• Demonstrate a sense of urgency in organizing work and completing functions considering the need of the Employer to take swift decisions on granting loans

• Use sound judgment; follow guidelines, policies and procedures, proactively take steps to complete tasks and resolve issues

• Other related duties as may be assigned by his/her superior/s from time to time.

• Occasionally work for/with international underwriting departments

Qualifications 

• At least two years experience in financial analytics and/or SME lending

• A person who has studied or is interested in reading and analysing financial information of companies and corporate finance in general.

• An open-minded person who is not afraid to develop and improve processes and own ways of working.

• Fluent in Dutch and good command of English. English is the business language within our company.

Perks

• Attractive compensation package

• Possibility to work 100% remotely or in a hybrid model

• Company shares matching program

• Possibility to work from home and the office

• Your assigned business laptop available for your free personal use, after the 5th year equipment renewal policy

• Online classes with fitness instructor

• Working in a fast-growing international finance company

• Opportunities for growth, the realization of own ideas and further training